Home Loans in Tennessee

Your home loan, made simple with Adel Zakher

Straight answers, personalized guidance, and financing built around your goals — for first-time buyers, refinancing, and investment properties across Nashville and Middle Tennessee.

Adel Zakher is a Mortgage Community Development Manager with Southern Bancorp Bank · NMLS #889969 · Southern Bancorp Bank, NMLS #422823

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All loans are subject to credit approval. Program eligibility and availability may vary. Terms and conditions are subject to change without notice. This is not a commitment to lend. Additional restrictions may apply. See lender for details.

Home loans across the U.S.

Home Purchase & Refinance Programs

Home loans with 0% down payment (USDA, VA, HomeRise).
Down payment assistance programs.
Loans for investment and rental property purchases.
Land purchase loans.
Cash-out refinancing to tap into your home’s equity.
Mortgage financing options are available to eligible homebuyers with a variety of residency, work authorization, and documentation situations.
Purchase and rental programs for ITIN borrowers.

Not sure whether your residency or employment authorization status affects your ability to buy a home? Contact us to discuss your available options.

Buy your home

Programs for first-time buyers and families ready to own.

Real estate investment

Financing options for a second home or an investment property.

Step-by-step process

I walk you through requirements, documents, and timelines in plain language.

Clear, direct guidance

Straight answers with no confusing jargon, start to finish.

Want to find out if you qualify for a home loan?
Schedule your free consultation today.

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Adel Zakher, Mortgage Community Development Manager at Southern Bancorp Bank — Nashville, TN

Trusted guidance

Meet Adel Zakher

Mortgage guidance with a human touch

Adel Zakher · Mortgage Community Development Manager at Southern Bancorp Bank · NMLS #889969

Finding the right home loan can feel overwhelming, but I’m here to make the process simple and stress-free. With a commitment to clear communication and personalized guidance, I help clients navigate their mortgage journey with confidence. Whether you’re a first-time homebuyer, refinancing, or investing, I’ll work to find the best financing solution tailored to your needs.

End-to-end support

From pre-qualification through closing

A clear, secure process

Step-by-step guidance, no guesswork

Specialty programs

First-time buyers and investment

Personalized guidance

Support tailored to you at every step

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